Senior Credit Risk Pricing Analyst

Company: Harnham
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Job Description:

SENIOR CREDIT RISK PRICING ANALYST

£60,000 – £80,000

LONDON

A fast-growing fintech lender is looking for an experienced Senior Credit Risk Pricing Analyst to join their Credit Risk team. In this high-impact role, you’ll develop pricing strategies, analyse portfolio performance, and optimise risk-adjusted returns across multiple regions.

THE COMPANY

This is a rapidly scaling embedded finance platform that powers funding for merchants through partnerships with global e-commerce and payments leaders. Operating in several countries, it uses AI-driven credit assessments to deliver fast, flexible capital to SMEs and small businesses.

THE ROLE

As Senior Credit Risk Pricing Analyst, your day-to-day responsibilities include but are not limited to:

  • Conducting pricing and credit risk analysis using statistical techniques and data modelling
  • Monitoring portfolio trends to ensure alignment with return targets
  • Supporting credit policy and underwriting strategy development
  • Delivering actionable, data-driven insights to optimise pricing and returns
  • Working hands-on with SQL, and preferably Python or VBA

SKILLS AND EXPERIENCE

  • Strong proficiency in SQL; Python or VBA
  • Solid understanding of credit risk models such as PD, LGD, EAD
  • Experience with IRR and cash flow simulations
  • Excellent analytical and communication skills
  • Experience in SME lending is desirable
  • STEM Degree from a top UK University
  • THE BENEFITS

    • £60,000 – £80,000 base salary
    • Private medical insurance
    • Equity
    • Enhanced maternity/paternity leave
  • HOW TO APPLY

    Please register your interest by sending your CV to Dominic through the ‘Apply’ link

    Posted: April 12th, 2025