SENIOR CREDIT RISK PRICING ANALYST
£60,000 – £80,000
LONDON
A fast-growing fintech lender is looking for an experienced Senior Credit Risk Pricing Analyst to join their Credit Risk team. In this high-impact role, you’ll develop pricing strategies, analyse portfolio performance, and optimise risk-adjusted returns across multiple regions.
THE COMPANY
This is a rapidly scaling embedded finance platform that powers funding for merchants through partnerships with global e-commerce and payments leaders. Operating in several countries, it uses AI-driven credit assessments to deliver fast, flexible capital to SMEs and small businesses.
THE ROLE
As Senior Credit Risk Pricing Analyst, your day-to-day responsibilities include but are not limited to:
- Conducting pricing and credit risk analysis using statistical techniques and data modelling
- Monitoring portfolio trends to ensure alignment with return targets
- Supporting credit policy and underwriting strategy development
- Delivering actionable, data-driven insights to optimise pricing and returns
- Working hands-on with SQL, and preferably Python or VBA
SKILLS AND EXPERIENCE
- Strong proficiency in SQL; Python or VBA
- Solid understanding of credit risk models such as PD, LGD, EAD
- Experience with IRR and cash flow simulations
- Excellent analytical and communication skills
- Experience in SME lending is desirable
- STEM Degree from a top UK University
THE BENEFITS
- £60,000 – £80,000 base salary
- Private medical insurance
- Equity
- Enhanced maternity/paternity leave
HOW TO APPLY
Please register your interest by sending your CV to Dominic through the ‘Apply’ link
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